House prices dropped on average by £17,000 during the last couple of weeks in November, this is a national decline of around 6.5%.
London has seen the greatest house price falls with areas such as Westminster dropping by over £100k. It looks as if sellers are finally wising up to the fact that they must drop [...]

Abbey one of the UK’s biggest mortgage lenders has raised the cost of borrowing just before the expected rate cut by the Bank of England on Thursday the 6th November. Abbey have increased the rate on tracker mortgages negating any benefit customers would have received from a 0.5% rate cut.
The prediction in rate cut is [...]

Our mortgage calculator and loan calculator enables you to compare up to 3 deals simultaneously. Allowing you to easily compare the best mortgage rates and the best loan deals. Results are represented graphically to make it easy to see which is the best deal. In tough times like these it is essential that we find [...]

I got a letter from my home insurance provider a couple of weeks ago stating that my home insurance was up for renewal. I looked at the renewal price and it was so much more expensive than last year. So I decided to take my own advice, shop around for a better deal you could [...]

These top 10 tips on purchasing life insurance will help you get clued up and could save you money.
1. Use the internet to shop around and get the best quotes. Don’t make any quick decisions compare several policies before taking up any life insurance policy.
2. Before approaching a life insurance company, research the types of [...]

We’ve all been in debt at some stage and everyone knows with the credit crunch it’s becoming more and more common for people to fall behind on their mortgage. I’ve put together some suggestions on how you can get organised and out of debt.
Firstly, make a list of all your debts:
The list should include:

Names [...]

The big news today is that Nationwide the countries fourth largest mortgage lender has increased its interest rates by half a percent amid growing uncertainty in the property market.
This rate increase is going to affect people who are taking out a 2 or 3 year fixed rate mortgage with 10% deposit. It was also released [...]

Britain’s largest bank, HSBC, is aiming to take advantage of the current weakness in the mortgage market. From the 14th of May for five weeks only it will match peoples’ current fixed mortgage for a further two years.
The new offer is well timed with tens of thousands of mortgages expiring over the next few weeks. [...]

Buyers are facing yet more obstacles now with mortgage providers upping the stakes with tighter lending criteria. Here’s the latest, with lender’s ability to provide funds becoming increasingly debilitated higher deposits are being required from first time buyers.
As a result of the current climate the Co-operative bank is the latest lender to restrict borrowing to [...]

Higher lending fees (sometimes known as mortgage indemnity insurance).
This is actually an insurance policy that protects your lender should you not be able to keep up the repayments on your mortgage. This is generally applied when you borrow 90% or more of the purchase price. Which is more than likely the case especially if you [...]