What are the Government doing to help us out of recession?
In parliament yesterday Alistair Darling announced some changes that were aimed at stimulating lending back to the levels we saw in 2007. Despite the £37 billion Government bailout, that occurred during October, lending remains at a third of the levels seen in the previous year. The interest rate cuts announced on the 5th December 2008 [...]
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Home Owner Advice and Inspiration
This site was created to provide home owners and first time buyers advice about owning a home. Padzo covers a range of subjects aimed to give home owners advice and information about property and mortgages that will affect them in their status as a home owner or first time buyer.
We cover a range of topics including property news which covers the latest financial issues affecting home owners. Home Design, which covers anything to do with home decoration and interior design. We discuss finance issues and mortgage information that affect all home owners. We also provide a number of How To articles which talk through DIY tasks of varying difficulty.
Being a home owner can be a tough job, a home is the most expensive thing you will purchase in your life this is why so many of us spend a lot of time, effort and money keeping our homes looking beautiful.
Featured Articles
HSBC Holdings has revealed that it will increase lending to UK homeowners by 18% in 2009. This will be a ...
People who are on tracker mortgages, which track the Bank of England base rate, should be reaping the benefits of ...
According to the council of mortgage lenders the stamp duty holiday, which was brought in by government ministers just over ...
For those of you out there who think getting a mortgage is a scary thought, we have put together some ...
property news
A buyers marketHouse prices dropped on average by £17,000 during the last couple of weeks in November, this is a national decline of around 6.5%.
London has seen the greatest house price falls with areas such as Westminster dropping by over £100k. It looks as if sellers are finally wising up to the fact that they must drop [...]
finance
The UK cuts interest rates againThe Bank of England has once again cut interest rates in a hope to stimulate the property market, but it still may not be enough. The cut in interest rate was welcomed throughout the property industry but analysts believe this won’t be enough to stimulate the market.
The interest rate was cut by 1% making the [...]
property advice
Manage your own rental propertyIf you have a property for rent, live close by and are a dab hand at DIY then a do it yourself let could be the option for you. To find tenants you have to advertise, you can do this by placing ads in newsagent’s and post office windows as well as in the local [...]
home design
Electricity and your bathroomIf you like to do it yourself and give home improvement a go, it is important that you follow all the necessary precautions to keep safe. Qualified experts learn about safety whilst working during their training so we have put together some top tips to bear in mind when you are working on electricity in [...]
how to
Wood flooring on a budgetWood flooring can be expensive but you can find cheap alternatives that can still add style and a clean finish to your home. I wish I had known about these options when I first moved into my house a couple of years ago. It’s obvious really, but you can use plywood which is available at [...]